E35-3 Learning the lines....of insurance

Knowing nothing about boat insurance after Rhumb Ration was hit, I talked to the adjuster and was told to "pick a yard". I assumed this was similar to auto insurance where there were negotiated rates and the like. I called around and found a yard in Portland that said they would be able to potentially put us back together before the end of the season, and so we motored there the next weekend, were hauled, and the effort to get a estimate together began. The yard pulled the anchor pan out...
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