Knowing nothing about boat insurance after Rhumb Ration was hit, I talked to the adjuster and was told to "pick a yard". I assumed this was similar to auto insurance where there were negotiated rates and the like. I called around and found a yard in Portland that said they would be able to potentially put us back together before the end of the season, and so we motored there the next weekend, were hauled, and the effort to get a estimate together began. The yard pulled the anchor pan out, took apart our shower, and some of the fwd cabin to determine if there was any structural damage to the hull. It all was fine (what a relief!), so next was the outside work.
Some more pictures of the rail after impact:
The yard took some of the rubrail off, and I used it to try and find a match online since we didn't want to put new rubrail on the Stbd side as well. Ever wanted to know what it looked like under the rubrail? Wonder no longer....
The fwd and aft trim caps that went over the rubrail were designed for the specific profile as well, so it made sense for us to try and match the old one. A bunch of posts here on the forum and I was involved in a lively discussion on when Ericson went to the rubrail we had from the older stainless steel design. Turns out it might have been an option? We know there are hulls behind us and in front of us in years, same 35-3 model, with both examples. After that interesting interlude, I found that our rubrail was made by Wefco, and they were still making the profile, this seemed like an easy win, which we needed since I had just heard back from the insurance and they were totaling the boat. Seemed like the shortest ownership ever!
This is when I found out that yards could bill at their own rate, and it was just a matter of if the bill was higher than our agreed upon insurance amount. If I had known this before, I would have been much more choosy about the yard we brought it to. They were quoting over $45,000 to paint HALF the hull, and put the interior back together, which was nuts.
I called the broker that we had worked with in the beginning, and who had become a good friend of ours. He recommended Johanson Boatworks in Rockland, and after a few calls, the owner was amazingly kind and drove down from Rockland to give us a second quote. He came in at under $25,000 for all the repairs (including painting the ENTIRE hull), and I was elated. I called the insurance adjuster, expecting that he would be happy with this and authorize the repairs (it was less than our agreed upon amount), but instead, they said they expected the budget to ballon, and they were still totaling the boat. My wife and I wrung our hands, thought long and hard, crossed our fingers, and decided to buy the boat back from the insurance.
We launched from Portland, had a fantastic sail and motor up to Rockland, and left our boat on a mooring so it could be worked on by Johanson, excited for our boat to finally be repaired.
Some more pictures of the rail after impact:
The yard took some of the rubrail off, and I used it to try and find a match online since we didn't want to put new rubrail on the Stbd side as well. Ever wanted to know what it looked like under the rubrail? Wonder no longer....
The fwd and aft trim caps that went over the rubrail were designed for the specific profile as well, so it made sense for us to try and match the old one. A bunch of posts here on the forum and I was involved in a lively discussion on when Ericson went to the rubrail we had from the older stainless steel design. Turns out it might have been an option? We know there are hulls behind us and in front of us in years, same 35-3 model, with both examples. After that interesting interlude, I found that our rubrail was made by Wefco, and they were still making the profile, this seemed like an easy win, which we needed since I had just heard back from the insurance and they were totaling the boat. Seemed like the shortest ownership ever!
This is when I found out that yards could bill at their own rate, and it was just a matter of if the bill was higher than our agreed upon insurance amount. If I had known this before, I would have been much more choosy about the yard we brought it to. They were quoting over $45,000 to paint HALF the hull, and put the interior back together, which was nuts.
I called the broker that we had worked with in the beginning, and who had become a good friend of ours. He recommended Johanson Boatworks in Rockland, and after a few calls, the owner was amazingly kind and drove down from Rockland to give us a second quote. He came in at under $25,000 for all the repairs (including painting the ENTIRE hull), and I was elated. I called the insurance adjuster, expecting that he would be happy with this and authorize the repairs (it was less than our agreed upon amount), but instead, they said they expected the budget to ballon, and they were still totaling the boat. My wife and I wrung our hands, thought long and hard, crossed our fingers, and decided to buy the boat back from the insurance.
We launched from Portland, had a fantastic sail and motor up to Rockland, and left our boat on a mooring so it could be worked on by Johanson, excited for our boat to finally be repaired.
