The old adage was that a boat should "drink 6, dine 4, and sleep 2." I have found this to apply to boats up to 35 feet in length....
As to any concern about the stability of your 26 footer, you will find that your deep ballast keel will not let it "flip over"....
We once had a noisy happy hour with 20 people on our Ranger 20.... (Disp = 1550#) and all it did was allow a couple of inches of water to backfill into the floor of the cockpit! Another time I was there for a gathering of 24 adults (well, by age, anyway...) on a Ranger 24 (Disp = 3100#). Quite a nice evening with quite a bit of wine involved... But that was over 20 years ago and we were all younger and stronger...
Even if you were out sailing with a gang of six folks on the low side, they might get wet and decide to move up, but there would be no issue of ultimate stability, IMHO.
Having all that lead under you really makes a difference compared to an unballasted power boat, for instance. (If that is the comparison that concerns you.)
Happy sailing,
Loren in PDX