My tank now looks the same, after installation of two ports by a (good) local yard. They cleaned the tank when they did that back in Jan.
It is June; I had a fuel tank leak (not related to the yard, I am pretty sure), and pumped it dry... and found a ton of crud. So much it temporarily clogged the cheap hand-pump I was using. This is after 5 months or so with biocide-diesel (comes mixed at the fuel dock.) I've only refilled once, so much of this fuel probably sat there the whole time.
--> My current take is that unless once takes the tank out and washes it with water/detergent more often than every 6 months, having a second Racor is actually a very good idea. I am pretty disappointed (frankly a bit shocked) re: how much crud is in the fuel after such a short time.
[It seems to have been at the top of the fuel, at the fuel/air interface, since none showed up until the tank was nearly empty. I used to charter a lot here, and on rough days the (very well maintained, I should say) charter boats would often lose their engines due to fuel issues. Basically, the floating crud gets mixed deeper into the tank when the fuel sloshes... so if you want to avoid losing your engine right when the wind/waves are high, you need to have no crud. A full tank will reduce sloshing a bit, so that can help too I imagine, though as pointed out in another thread, the E34-2 tank has a good bit (inches) of airspace above the fuel, even when full, since you cant fill above the vent line and it's recessed 1-2" down from the top of the tank in order to fit under the floorboards.]
I don't have room for the second Racor or I would definitely be adding one now. I will also be figuring out how to clean that tank much more often than I ever thought would be necessary; as someone pointed out above, with enough crud in the tank it'll plug filters fast. But I have seen it save a trip before on my friend's Catalina 34, so it can definitely help.
PS: the fuel dregs looked like this. Again, tank was cleaned < 6 months ago and fuel had biocide well mixed. Didn't see any water int he fuel, so I think this is an air-interface growth... maybe. Was floating on top anyway, I think.