I just looked at the Holliday Marina web site. Are you paying $462. a month for a slip? It sounds like a really nice place to keep a boat, but the rent... is equally impressive. We are spoiled here it seems, and being in a YC marina I pay a lot less than I would in a commercial marina, also. I wonder if your area has some yacht clubs to choose from?
I'm at this same marina. It is really nice. However, it is "reasonably" priced, by Southern California standards. There are only a few marinas nearby that are cheaper, and there's a reason for that (e.g., next to the container yards where security is--shall we say--dicey). It's nothing like the way it works up in your neck of the woods, Loren.
Then again, I can jump on my boat and go sailing right now, or next week, or next month....Winterizing our engines? Pfffft!
Cabrillo Beach Yacht Club is nearby. It's a good racing club, of which I was a member back in the 1980s when I was racing Cal 20's. These days it is fairly pricey. By the time you pay for the club membership and dues you are not really going to be saving anything. If you were going to be in the club anyway it would make sense because I think you do get some discount on the slips that the club manages--assuming any are available. But joining the club in search of cheaper slip rent is not a thing because otherwise everyone would be trying to join it for that reason alone. And they aren't.