initial response would be to go with the ... really well equipped.
I'll offer a mildly contra-view.
"really well equipped" is only a value to you, as a buyer, if the equipment consists of things you would use and would add or upgrade if the boat didn't come with them.
If, for example, a boat I was looking at came with a big stainless-steel radar arch with built-in davits and hard dodger/bimini... that would be a value *if* I wabted and/or would have added those things.
The contra-view is that if you *don't* want those things, at best they are going to be an issue in negotiating price, and... at worst, they may represent extra work in removing/undoing them in order to get the boat the way *you* want it to be to set up for the kind of sailing you do.
When I was looking at boats last year, I had three ways of considering "extras":
-- stuff I want, and which adds value to the boat for *me* (recent sails, barrier coat, chartplotter, roller furling...)
-- stuff I don't care about one way or the other (cabin heater, refrigeration, folding prop...)
-- stuff I *don't* want, and would spend time/money to un-do (hard dodger, instruments mounted in bulkhead, flat-screen TV, air conditioning, radar arch...)
Edited to add:... and all of that, in my opinion, comes after the question of "is it the right boat for you?". The first priority is to figure out what kind of boat suits your style and interests. How big? what kind of performance? how important are creature comforts, headroom, storage? Are you going to be daysailing with kids or crossing oceans by yourself? Figure out those things first and use them as a baseline for deciding which boats to look at.
Once you've decided what kind(s) of boats would suit, then you can start evaluating candidates on the market. Does (a particular boat) fit your intended purposes? Is it structurally sound, with serviceable rigging, mechanical and other systems? Are there any huge issues (design, construction, damage, deferred maintenance) that could be a deal-breaker?
And once you've got a number of candidates that meet most or all your targeted criteria and priorities, *then* it is time - just Bruce's Opinion (tm) - to start comparing equipment lists. The equipment a given boat comes with works great as a tie-breaker between viable candidates, but probably shouldn't be a primary reason for choosing a particular boat.
$.02
Bruce